Debt Relief For Individuals And Families

Overwhelming debt can happen to anyone. Do not face the challenges of living with difficult debt without educating yourself about the options for getting a fresh start.

Chapter 7 Bankruptcy

Chapter 7 offers people real relief from debt in as little as a few months. It also offers immediate relief from creditor harassment as soon as you file bankruptcy through what is called the automatic stay. At that point, creditors are no longer allowed to take collection actions, including:

  • Harassing phone calls/mail
  • Repossessions
  • Wage garnishment
  • Foreclosure

Chapter 7 allows people to discharge their nonsecured debts while its exemptions allow people to keep most of their possessions such as homes and cars.

Chapter 13 Bankruptcy

Chapter 13 is a form of debt relief for those with continuing, but insufficient, income. It involves establishing a three- to five-year repayment plan that is based on your income. Over the course of the repayment plan, you will pay a portion of the debts you owe. Chapter 13 is especially useful in catching up on mortgage arrearages to prevent foreclosures. The automatic stay puts an immediate hold on foreclosure proceedings and the repayment plan helps you get current with your mortgage.

More Than A Century Of Combined Experience You Can Rely On

At Craig, Deachman & Associates PLLC, our firm has decades of experience helping individuals and families through the bankruptcy process. We know how challenging it can be to try and get out from under challenging debt. Let us analyze your situation, show you what your options are and create a plan that can help you get the fresh start you deserve.

Personal Bankruptcy Attorneys Serving Manchester And New Hampshire

When overwhelming debt has become problematic, turn to the lawyers of Craig, Deachman & Associates PLLC. To schedule an initial consultation, call 603-347-8149 or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.